HOA Insurance Group LLC

Protecting Communities. Empowering Boards.

Protecting Communities. Empowering Boards.

Welcome to HOA Insurance Group LLC

We specialize in one thing: insurance for community living.
Whether you manage an HOA, a condo association, or own multifamily properties, we provide tailored insurance solutions designed to protect your assets, comply with state laws, and minimize exposure.

Our team works across all 50 states, from Florida to California, with deep expertise in the unique risks faced by residential associations.

Who We Serve

Homeowners Associations (HOAs)

Condominium Associations

Multifamily Property Owners & Developers

Property Managers

Self-managed Communities

Our Insurance Solutions

We provide coverage for every aspect of your community:

Association Coverage

  • General Liability
  • Property / Building Insurance
  • Directors & Officers (D&O) Liability
  • Crime / Fidelity Bonds
  • Umbrella / Excess Liability
  • Ordinance or Law Coverage
  • Business Income / Loss of Use

Building & Structural Coverage

  • Hurricane, Windstorm, Earthquake
  • Flood Insurance (FEMA or Private Market)
  • Water Damage & Mold
  • Equipment Breakdown

Vendor & Project Coverage

  • Builders Risk / Renovation Insurance
  • Contractor Certificates & Audit Guidance
  • Workers’ Compensation (If applicable)
  • Tenant Legal Liability (for multifamily)

Why HOA Insurance Group?

How It Works

Discovery Call

We learn about your buildings, budget, bylaws, and concerns.

Risk Review & Coverage Match

We provide a free policy comparison or design a new quote.

Presentation to Board

We help you explain the coverage in plain English. We also join renewal meetings if
requested.

Ongoing Support

Annual renewal reminders, vendor coordination, claim tracking, and more.

Our Markets

Nationwide Coverage Available

Florida

California

Texas

Arizona

New York

Colorado

Illinois

Georgia

Request a Quote or Review

We typically respond within 24 hours.
You’ll get clear, transparent insurance advice, not a sales pitch.